Currently an adjunct Professor of Finance at University of Washington Bothell, Roderick Carmichael combines his 17 years of credit risk expertise with JP Morgan Chase and legacy financial institutions and his 7 years of credit teaching to create a dynamic curriculum at JP Consulting.
His credit experience spans the globe from the Middle East, North Africa, Europe, Latin America, USA and Asia. He retired from Banking in 2004 as a Managing Director having headed China, Korea and Japan Risk Management. His expertise is in troubled credit markets having experienced firsthand the Asia and Latin American Debt crises. He was a top credit analyst in legacy First Chicago’s Midwest lending division. In fact, it was this success combined with his strong international background – Middle Eastern Studies major from Cornell – that propelled him into his global credit risk management adventure. His record in terms of avoiding credit loss is unsurpassed having navigated two of the 90’s major credit crises with the bank virtually unscathed in the Emerging Markets and Asia.
A top MBA graduate from University of Texas, Austin in finance and accounting Roderick brings both strong quantitative and qualitative skills which he combines with a very common sense and big picture approach to credit risk management. Never one to just sit at his desk, he created a network of contacts in all of his jobs which gave him important market intelligence and access to industry expertise that went well beyond any of his peers in Japan, Korea, China, Latin America, where he was responsible for major credit portfolios of the bank.
Roderick is fluent in Italian and French; proficient in Arabic (both written and spoken); and has a working knowledge of Spanish and some knowledge of Japanese.