We have the ability to "slice and dice" complex insurer and bank commercial loan portfolios to isolate sector concentrations and "soft spots" that affect the viability of the portfolio. We isolate concentrations by sector such as CMBS, RMBS, Real Estate, High Yield etc. At your request, we would also do an OTTI review. Please Contact Us for details.

We offer investment advisory services primarily for institutional non-discretionary investment portfolios. Our services include Investment Policy and Strategy review, Market Assessment, Training etc.

Please Contact Us for details.

By reviewing the insurer or bank's derivatives book, we can stratify the derivatives book by the type of strategy used so that the reviewer has a better and more complete understanding of the types of risks taken by the institution. We can check the effectiveness of the financial institution's hedging. Please Contact Us for details.

We conduct formal credit training tailored to the unique needs of your organization. We scope out the key credit areas to be covered and deliver the product in small capsules that are easy for the trainee to absorb and assimilate. Please Contact Us for details.

We have the ability to review an entire commercial loan portfolio and opine on regulatory classifications such as SM, SS, D & L with an assessment of the adequacy of the Allowance for Loan & Lease Losses (ALLL). Please Contact Us for details.